How to Handle Chapter 7 Bankruptcy in Las Vegas? 


Are you facing a major financial crunch or unable to pay your debts back? If you are searching on Google ‘how to handle my chapter 7 bankruptcy,‘ this post is for you. 

Ways of handling Chapter 7 Bankruptcy

Filing for bankruptcy

If you are looking forward to filing a petition, you are free to file on your own or hire a lawyer. Firstly, you need to collect your bankruptcy documents like a source of income, tax, returns, bank details, loan and debt documents, name and details of creditors and how much you owe them, and other relevant documents. Once you are ready with all these documents, then proceed to the next step.

Take credit counseling

You must be wondering why you would need credit counseling at this stage, but according to the law, anyone filing such a petition needs to take credit counseling.

Complete bankruptcy forms

You can access all the forms online and fill them honestly and true to your knowledge; furnishing any false information can cause you a further penalty. These forms can be hefty and elaborate; take your time and fill.

Filing fee

 Pay your filing fee. If you cannot pay the entire fee at once, the court may allow you to make fee payments in installments.

 File your forms in court

Once you are done filling your forms, check and double-check them and take out their printout and file your papers at the court’s clerk’s office along with the fee. The clerk will process your documents, and you will receive a notice having the bankruptcy case number and name of your bankruptcy trustee with the date, time, and location of your 341 meetings.

Mail the documents to your trustee

The trustee is usually a lawyer or accountant assigned by the court. He’s the one who verifies the filer’s identity and other documents’ accuracy. He also looks into any fraud or false information.

Attend 341 meeting

Along with your creditor and the trustee, you will attend the meeting usually scheduled one month after filing the petition. This meeting gives creditors a chance to ask all the questions they may have before your debt is discharged. If there are no further objections, then your debts are discharged.


Handling bankruptcy can be an overwhelming task, so you can even take the help of a lawyer who can complete the procedure.

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